Case study

HFC logo


HFC Bank


Financial and Insurance Services


  • Consulting + Strategy + Architecture
  • Risk + Compliance + Security


HFC Bank is a Fijian bank which provides a range of innovative and competitively priced financial solutions.

HFC were in the process of shortlisting responses for their Core Banking solution. The analysis and evaluation of these responses were taking too long and the complexity of the solutions were of major concern as the benefits of the investment required didn’t align with quantifiable business benefits.

HCF therefore contracted Crystal Delta to assist them in assessing their current position, aligning business strategy with technology architecture and roadmaps. Further, they wanted a framework for making the strategic decision around replacing their core banking system.

Value solution

Due to Crystal Delta’s solid core banking experience with other partners, we:

  • Ensured business drivers and priorities were mapped to technology capabilities
  • Completed an analysis and evaluation of shortlisted core banking solutions – this analysis revealed that a replacement platform wasn’t warranted as of yet
  • Highlighted gaps and shortcomings that could be resolved through an upgrade of the exisiting platform as a mid-term approach
  • Delivered a technology strategy and roadmap for longer-term direction
Man standing at the edge of cliff
NAB office building - Sydney.


  • Delivered a cost effective and practical approach without causing major business disturbance
  • Reduced the risks of changing the core banking platform whilst other projects and initiatives were being worked on
  • Avoided a major and unnecessary cost outlay for brand new platform, instead solving the issues through an upgrade of the existing platform

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